For High Net Worth Investors
Dedicated To Consistent Monthly Income
Immediate notifications by email and text.
We Sell Puts On Only The Best Companies
AAPL, CRM, FB, V, MCD, MSFT, HD, WMT, MA, and more.
2024 Performance
(Profits listed by account size)
Sep
- $100k — $1,446
- $250k — $3,615
- $500k — $7,230
- $750k — $10,845
- $1M — $14,460
- unofficial trades added another $420 of profit ($500k portfolio).
Oct
- $100k — $947
- $250k — $2,368
- $500k — $4,735
- $750k — $7,103
- $1M — $9,470
- unofficial trades added another $280 of profit ($500k portfolio).
Jul
- $100k — $184
- $250k — $459
- $500k — $918
- $750k — $1,377
- $1M — $1,836
- unofficial trades added another $1270 of profit ($500k portfolio).
Aug
- $100k — $261
- $250k — $652
- $500k — $1,304
- $750k — $1,956
- $1M — $2,608
- unofficial trades added another $990 of profit ($500k portfolio).
May
- $100k — $1,180
- $250k — $2,950
- $500k — $5,901
- $750k — $8,851
- $1M — $11,801
- unofficial trades added another $2548 of profit ($500k portfolio).
Jun
- $100k — $1,075
- $250k — $2,687
- $500k — $5,374
- $750k — $8,061
- $1M — $10,748
- unofficial trades added another $720 of profit ($500k portfolio).
Mar
Hold times: (min/max/avg): 3/11/7 days
9 trades
- $100k — $726
- $250k — $1815
- $500k — $3639
- $750k — $5444
- $1M — $7592
- unofficial trades added another $520 of profit ($500k portfolio).
Apr
Hold times: (min/max/avg): 1/18/7 days
25 trades
- $100k — $838
- $250k — $2096
- $500k — $4192
- $750k — $6288
- $1M — $8384
- unofficial trades added another $2,602 of profit ($500k portfolio).
Jan
Hold times: (min/max/avg): 8/21/15 days
15 trades
- $100k — $59
- $250k — $148
- $500k — $296
- $750k — $444
- $1M — $592
- unofficial trades added another $2,088 of profit ($500k portfolio).
Feb
Hold times: (min/max/avg): 1/25/11 days
20 trades
- $100k — $757
- $250k — $1892
- $500k — $3783
- $750k — $5675
- $1M — $7566
- unofficial trades added another $2,094 of profit ($500k portfolio).
2023 Performance
(Profits listed by account size)
Nov
Hold times: (min/max/avg): 4/12/9.75 days
4 trades.
- $100k — $766
- $250k — $1915
- $500k — $3830
- $750k — $5745
- $1M — $7660
- unofficial trades added another $540 of profit ($500k portfolio).
Dec
Hold times: (min/max/avg): 3/33/15 days
10 trades
- $100k — $198
- $250k — $495
- $500k — $990
- $750k — $1485
- $1M — $1980
- unofficial trades added another $0 of profit ($500k portfolio).
Sep
Hold times: (min/max/avg): 7/18/11 days
9 trades.
- $100k — $710
- $250k — $1,776
- $500k — $3,552
- $750k — $5,328
- $1M — $7,104
- unofficial trades added another $0 of profit ($500k portfolio).
Oct
Hold times: (min/max/avg): 8/30/15 days
8 trades
- $100k — $509
- $250k — $1,273
- $500k — $2,546
- $750k — $3,819
- $1M — $5,092
- unofficial trades added another $780 of profit ($500k portfolio).
Jul
Hold times: (min/max/avg): 5/11/7.5 days
10 trades.
- $100k — $299
- $250k — $747
- $500k — $1,494
- $750k — $2,241
- $1M — $2,988
- unofficial trades added another $220 of profit ($500k portfolio).
Aug
Hold times: (min/max/avg): 3/17/11 days
21 trades
- $100k — $899
- $250k — $2,248
- $500k — $4,495
- $750k — $6,743
- $1M — $8,990
- unofficial trades added another $758 of profit ($500k portfolio).
May
Hold times: (min/max/avg): 1/19/8.5 days
14 trades.
- $100k — $392
- $250k — $979
- $500k — $1,958
- $750k — $2,936
- $1M — $3,915
- unofficial trades added another $816 of profit ($500k portfolio).
Jun
Hold times: (min/max/avg): 9/24/15 days
15 trades
- $100k — $909
- $250k — $2,273
- $500k — $4,547
- $750k — $6,820
- $1M — $9,094
- unofficial trades added another $0 of profit ($500k portfolio).
Mar
Hold times: (min/max/avg): 1/15/8 days
14 trades.
- $100k — $1,457
- $250k — $3,642
- $500k — $7,284
- $750k — $12,690
- $1M — $14,568
- unofficial trades added another $1,416 of profit ($500k portfolio).
Apr
Hold times: (min/max/avg): 8/15/10.3 days
14 trades
- $100k — $566
- $250k — $1,416
- $500k — $2,831
- $750k — $4,247
- $1M — $5,662
- unofficial trades added another $594 of profit ($500k portfolio).
Jan
Hold times: (min/max/avg): 4/13/10.4 days
22 trades.
- $100k — $1,381
- $250k — $3,452
- $500k — $6,903
- $750k — $10,355
- $1M — $13,806
- unofficial trades added another $1600 of profit ($500k portfolio).
Feb
Hold times: (min/max/avg): 2/21/13.33 days
16 trades
- $100k — $217
- $250k — $543
- $500k — $1085
- $750k — $1628
- $1M — $16,367
- unofficial trades added another $1840 of profit ($500k portfolio).
2022 Performance
(Profits listed by account size)
Nov
Hold times: (min/max/avg): 1/12/7.5 days
6 trades. 1 trade assigned.
- $100k — $1,111
- $250k — $2,778
- $500k — $5,555
- $750k — $8,333
- $1M — $11,110
6 unofficial trades were open and closed for profit, adding another $890 of profit ($500k portfolio).
Dec
Hold times: (min/max/avg): 1/7/4 days
10 trades
- $100k — $210
- $250k — $524
- $500k — $$1,048
- $750k — $1572
- $1M — $2096
3 unofficial trades were open and closed for profit, adding another $952 of profit ($500k portfolio).
Sep
Hold times: (min/max/avg): 4/7/5.5 days
6 trades. 1 trade assigned.
- $100k — $1,334
- $250k — $3,335
- $500k — $6,670
- $750k — $10,005
- $1M — $13,340
4 unofficial trades were open and closed for profit, adding another $1,150 of profit ($500k portfolio). 1 unofficial trades were assigned.
Oct
Hold times: (min/max/avg): 4/15/8 days
- trades
- $100k — $137
- $250k — $343
- $500k — $686
- $750k — $1,029
- $1M — $1,372
July
Hold times: (min/max/avg): 1/13/8 days
10 trades
- $100k — $488
- $250k — $1,221
- $500k — $2,141
- $750k — $3,662
- $1M — $4,882
22 unofficial trades were open and closed for profit, adding another $5,432 of profit ($500k portfolio).
Aug
Hold times: (min/max/avg): 0/15/10.86 days
- trades
- $100k — $1,628
- $250k — $4,070
- $500k — $8,140
- $750k — 12,210
- $1M — $16,280
5 unofficial trades were opened and closed for profit, adding another $1,360 in profit. 1 unofficial trade was assigned.
May
Hold times: (min/max/avg): 1/10/5.40 days
5 trades
- $100k — [-$50]
- $250k — [-$125]
- $500k — [-$250]
- $750k — [-$285]
- $1M — [-$500]
June
Hold times: (min/max/avg): 5/5/5 days
1 trade
- $100k — $210
- $250k — $430
- $500k — $1050
- $750k — $1575
- $1M — $2100
March
Hold times: (min/max/avg): 1/30/11.75 days
22 trades
- $100k — $677
- $250k — $1692
- $500k — $3383
- $750k — $5075
- $1M — $6766
April
Hold times: (min/max/avg): 3/23/9.90 days
10 trades
- $100k — $892
- $250k — $2231
- $500k — $4462
- $750k — $6693
- $1M — $8924
January
Hold times: (min/max/avg): 2/19/9.13 days
17 trades
- $100k — $1190
- $250k — $2976
- $500k — $5951
- $750k — $8927
- $1M — $11,902
February
Hold times: (min/max/avg): 2/20/5.12 days
17 trades
- $100k — $984
- $250k — $2461
- $500k — $4921
- $750k — $8072
- $1M — $9843
The HNI Model Portfolio consist of a $500,000 (margin) account.
The HNI newsletter was created March 1, 2020.
2021 Performance +22.54%
(Profits listed by account size)
November
Hold times: (min/max/avg): 5/12/8.25 days
18 trades
- $100k — $989
- $250k — $2474
- $500k — $4947
- $750k — $7421
- $1M — $9894
December
Hold times: (min/max/avg): 1/10/5 days
26 trades
- $100k — $1670
- $250k — $4175
- $500k — $8349
- $750k — $12,524
- $1M — $16,698
September
Hold times: (min/max/avg): 2/16/8.50 days
23 trades
- $100k — $1661
- $250k — $4153
- $500k — $8306
- $750k — $12,459
- $1M — $16,612
October
Hold times: (min/max/avg): 1/12/7.86 days
19 trades
- $100k — $2511
- $250k — $6278
- $500k — $12,556
- $750k — $18,834
- $1M — $25,112
July
Hold times: (min/max/avg): 1/15/8.33 days
21 trades
- $100k — $1747
- $250k — $4367
- $500k — $8734
- $750k — $13,101
- $1M — $17,468
August
Hold times: (min/max/avg): 3/18/9.53 days
16 trades
- $100k — $1769
- $250k — $4423
- $500k — $8845
- $750k — $13,268
- $1M — $17,690
May
Hold times: (min/max/avg): 1/14/6.27 days
21 trades
- $100k — $1784
- $250k — $4460
- $500k — $8920
- $750k — $13,380
- $1M — $17,840
June
Hold times: (min/max/avg): 16/1/7 days
19 trades
- $100k — $2464
- $250k — $6161
- $500k — $12,321
- $750k — $18,482
- $1M — $24,642
March
Hold times: (min/max/avg): 1/35/9.07 days
26 trades
- $100k — $3013
- $250k — $7531
- $500k — $15,063
- $750k — $22,594
- $1M — $30,125
April
Hold times: (min/max/avg): 1/20/7.8 days
23 trades
- $100k — $1819
- $250k — $4549
- $500k — $9097
- $750k — $13,646
- $1M — $18,194
January
Hold times: (min/max/avg): 1/14/8.13 days
18 trades
- $100k — $1522
- $250k — $3805
- $500k — $7609
- $750k — $11,414
- $1M — $15,218
February
Hold times: (min/max/avg): 1/14/6.83 days
20 trades
- $100k — $1586
- $250k — $3966
- $500k — $7932
- $750k — $11,898
- $1M — $15,864
The HNI Model Portfolio consist of a $500,000 (margin) account.
The HNI newsletter was created March 1, 2020.
2020 Performance +37.02%
(Profits listed by account size)
November
Hold times: (min/max/avg): 1/21/7.15days
16 trades
- $100k — $4424
- $250k — $11,060
- $500k — $22,120
- $750k — $33,180
- $1M — $44,240
December
Hold times: (min/max/avg): 1/14/7.09 days
19 trades
- $100k — $2185
- $250k — $5463
- $500k — $10,925
- $750k — $16,388
- $1M — $21,850
September
Hold times: (min/max/avg): 1/19/8 days
21 trades
- $100k — $3809
- $250k — $9523
- $500k — $19,046
- $750k — $28,569
- $1M — $38.092
October
Hold times: (min/max/avg): 1/18/6.5 days
19 trades
- $100k — $2101
- $250k — $5253
- $500k — $10,505
- $750k — $15,758
- $1M — $21,010
July
Hold times: (min/max/avg): 1/18/6.30 days
23 trades
- $100k — $2318
- $250k — $5795
- $500k — $11,590
- $750 — $17,385
- $1M — $23,180
August
Hold times: (min/max/avg): 3/14/9.33 days
13 trades
- $100k — $1943
- $250k — $4857
- $500k — $9713
- $750 — $14,570
- $1M — $19,426
May
Hold times: (min/max/avg): 1/16/4.58 days
20 trades
- $100k — $3979
- $250k — $9947
- $500k — $19,895
- $750 — $29,842
- $1M — $39,789
June
Hold times: (min/max/avg): 1/23/6.51 days
29 trades
- $100k — $3589
- $250k — $8971
- $500k — $17,943
- $750 — $26,914
- $1M — $35,885
March
Hold times: (min/max/avg): 1/23/4.25 days
20 trades
- $100k — $7910
- $250k — $19,775
- $500k — $39,550
- $750 — $59,325
- $1M — $79,100
April
Hold times: (min/max/avg): 1/8/3.29 days
28 trades
- $100k — $4758
- $250k — $11,896
- $500k — $23,792
- $750 — $35,688
- $1M — $47,584
The HNI Model Portfolio consist of a $500,000 (margin) account.
The HNI newsletter was created March 1, 2020.
Unofficial trades are smaller trades that are not in the model portfolio.
Scaled To Your Account Size
Following the HNI model portfolio percentage allocations is the secret sauce behind HNI. But not everyone has a $500,000 account.
To get around this problem, HNI alerts use a scale for accounts ranging from $100k to $1 million. This scale translates the $500k model portfolio position sizing to match the proper sizing for other accounts.
How Much Would You Pay For Piece Of Mind And A Good Night's Sleep?
Not the kind of question you’re probably expecting but very likely you don’t want to be stressed over your holdings. Because we sell puts on only the best companies, you can go to sleep at night knowing that your underlyings aren’t going out of business and are very unlikely to experience some significant decline.
If you happen to get assigned, your holding MSFT or AAPL. There’s nothing stress over with these companies. When you go to sleep at night, the last thing on your mind will be, “will these options blow up my account?”
How Does The High Net Worth Income Newsletter Work?
You'll Get A Text And Email With The Latest Options Once We Find Them
Each text will contain a summary that we’re opening a trade or closing one. You’ll also receive an accompanying email with the details of the trade.
Closing Alerts: You’ll receive an email confirming when a trade is being closed for profit. If we are holding a trade that isn’t working, you’ll get an alert that we’re putting that capital to better use in another trade or exiting for cash.
Risk Off!
We spend hours identifying and removing risks from each option in the newsletter. We also go far out of the money, which means less chance any stock will fall below our option strike....
...but being far out of the money doesn't mean we sacrifice returns!
We also only hold for a day to a few days, greatly limiting our exposure to the market.
Got Questions?
You can send them here.
Option Assignment — No Problem!
Many put sellers dread option assignments. HNI views them as an additional opportunity to generate income. Why? "Stock Runs!"
Because we're selling puts on the best of the best, on assignment, we get to hold stock in a top company at a great price. This provides the opportunity to generate income well above what we can generate with put selling. As all put sellers know, income for each trade is capped. When you own stock, income is capped only by how much the stock increases (i.e., runs) or where you sell it.
To be clear, the goal is not to take assignment. But when that happens, it's a minimal impact on the portfolio. This is because our holdings require 20% margin, even when volatility spikes. Once assigned, that margin requirement only increases to 25%. Additionally, our strategy factors in the potential for assignment.
Managed Like A Portfolio
HNI isn’t a constant stream of new option opportunities. Instead, HNI follows a model portfolio, which restricts the number of options it can have open at one time. Using a model portfolio also allows for correct sizing of positions. As a subscriber, you’re able to follow the model portfolio’s allocation of positions.
Additionally, we’re able to model specific downside moves and ensure the portfolio has enough cash to cover these moves. We also model to S&P 500 fair value, which is always listed in the newsletter.
Put Options Sellers Are Naked Without Modeling
Why do so many put option sellers blow out their accounts? The simple answer is under estimating volatility. Eyeballing volatility simply doesn't work.
To be a successful put option seller, you need to model volatility. Your portfolio should always be prepared for a number of scenarios and have the ability to monitor volatility in real-time. The retail trader does not have any of these tools. HNI's model portfolio has built-in modeling, allowing subscribers to see various scenarios and their impact on the portfolio, allocations, and cash position at all times.
Without modeling, selling put options is like flying an airplane without instruments, periodically through clouds, and thinking you’ll land it safely.
Plunge Protection
We constantly model a 20% drop or more in the market and ensure the model portfolio is able to sustain it. There are often two scenarios that we’re modeling, depending on market conditions. Additionally, we model the impact of all positions being assigned and ensure the portfolio is able to sustain that event as well.
Early Bird Alerts
You might not want to wait until our profit target. Maybe you want to close out early or at least take a few contracts off sooner. For that, there's the Early Bird Alert.
Once we get to 50% premium, you'll receive a text alert letting you know. The alert will show the option name so you know exactly what to do.
Prediction Machine
Creating probabilities of where a trade may be by a specific date is essential to successful put option selling. Each option is listed with one or two scenarios for expected price on a particular date. We called this the predicted profit target. So far, predicted prices and dates have been 100% accurate for hitting on or before the date listed.
One-Time Purchase! No Auto Renewals.
When your subscription expires, you'll get a notice to purchase another subscription. Subscription pricing may change from year to year. But you'll have the opportunity to lock in the next years pricing at a lower rate.
Frequently Asked Questions
How are alerts delivered?
Alerts are delivered through text and email.
How often are emails sent out?
It depends on the market. Some weeks may have no alerts.
Do you offer options on ETFs and commodities?
Yes - we periodically sell options on SPY and even go long SPY for additional upside. We do not sell options on commodities.
What size account is needed?
A minimum of $100k is needed to trade the strategy. Most subscribers have between $200,00-$600,000+.
Do I need to rearrange my portfolio?
Yes - in order to follow the model portfolio, a portfolio needs to be aligned with the same positions and sizing. At the least, the cash percentage should be followed (implies all trades won't be taken).
Will I still receive texts alerts if I don't have a US/Canadian number?
No. A "+1" number is required for texts alerts. You can check services such as OpenPhone, SlyNumber, and potentially Skype. We cannot confirm how well these services work since no HNI subscriber has run into this issue yet.
Can I cancel my subscription at anytime?
One year subscriptions do not renew so there is no need to cancel. You'll get a notification at the end of your one year subscription to renew.
Monthly subscriptions can be canceled by clicking the link at the bottom of any newsletter or by replying to any newsletter that you'd like to cancel. Partial refunds are not provided but you'll continue to receive the newsletter until your billing period expires.
Does HNI work with accounts larger than $1M?
Yes - each $1M increases the scaling multiplier by 2. If the alert is for 4cts, a $1M account will use (2x4cts=) 8cts, $2M account uses (4x4cts=) 16cts, and a $3M account will use (6x4cts=) 24cts.
Does HNI require a margin account?
Yes - the strategy is oriented to margin accounts. Although cash accounts can loosely follow the trades.
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Please contact us for an annual subscription.
Note that your subscription will auto renew at $249 monthly unless you cancel.
Texts alerts are only available for US and Canadian phone numbers. See the FAQ if you do not have a "+1" phone number.
By clicking the buy button, you agree to our terms of service (i.e., cancellation policy).
The terms of service fully outline our cancellation policy, which states that there are no refunds. Once you cancel a subscription, you'll continue to receive the newsletter until your billing period expires.